{"id":5899,"date":"2025-08-25T08:27:45","date_gmt":"2025-08-25T08:27:45","guid":{"rendered":"https:\/\/mahmoodtariq.com\/hnp\/?p=5899"},"modified":"2025-08-25T09:02:04","modified_gmt":"2025-08-25T09:02:04","slug":"defining-and-empowering-women-enterprises-microfinance-in-pakistan-2-2-2-2-2-3-2-2-2-2-2-2-2-2-2-2-2-3-5-2-2-2-2-2-2-2-2-3-2-2-2-2-3-3-3-2-2-2-2__trashed-3-2-3-2-3-2-2-2-2-2-2-2-2-2-2-2-2-2-2-2-2-2-53","status":"publish","type":"post","link":"https:\/\/mahmoodtariq.com\/hnp\/defining-and-empowering-women-enterprises-microfinance-in-pakistan-2-2-2-2-2-3-2-2-2-2-2-2-2-2-2-2-2-3-5-2-2-2-2-2-2-2-2-3-2-2-2-2-3-3-3-2-2-2-2__trashed-3-2-3-2-3-2-2-2-2-2-2-2-2-2-2-2-2-2-2-2-2-2-53\/","title":{"rendered":"FBLT Success Stories NAZIA ZULFIQAR"},"content":{"rendered":"\t\t
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FBLT Success Stories NAZLI NADEEM\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\n\t\t\t\t\t\t\t\t\tNIMRA TOY CENTRE<\/span><\/strong>\n NAZLI NADEEM<\/strong><\/span>\n\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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When Nazli Nadeem married Nadeem Hussain, he owned a small toy business, producing <\/span>toys for children. However, shortly after their marriage, Nadeem shifted to driving a <\/span>rickshaw, as it provided a more lucrative income. Meanwhile, Nazlibegan is creating jewellery <\/span>at home for other businesses. She received weekly bulk orders, which she completed and <\/span>delivered for payment. Despite their hard work, providing for their five children and <\/span>ensuring their education was a constant challenge. Nazli also worked as a polio health <\/span>worker to supplement their income. It was only recently that Nazli realized the potential of <\/span>her husband’s unused toy making machine and decided to revive the business.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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\n\nVENTURING INTO TOY MAKING\n<\/span>\n<\/strong><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Nazli’s foray into the world of toy-making began with\u00a0<\/span>simple creations like stuffed monkeys, bears, and dogs.\u00a0<\/span>Over time, her skills evolved, and she began crafting\u00a0<\/span>exclusive dolls. She not only stitched the dolls but also\u00a0<\/span>created clothing, jewellery, and added embellishments\u00a0<\/span>to enhance their appeal. With dedicated practice, Nazli honed her skills and became an expert in her<\/span>\u00a0craft.<\/span><\/p>

Despite her talent, Nazli lacked the business acumen\u00a0<\/span>needed to sustain her work.A turning point came when\u00a0<\/span>friend introduced her to HomeNet Pakistan (HNP), an\u00a0<\/span>organisation dedicated to helping women become\u00a0<\/span>micro-entrepreneurs. Nazli was amazed by the support\u00a0<\/span>offered by HNP, which provided valuable training at no\u00a0<\/span>cost. When the Financial Inclusion of Home-based\u00a0<\/span>Workers\u2019 Enterprises through Business Booster Loan\u00a0<\/span>and Trainings (FBLT) was launched, Nazli eagerly\u00a0<\/span>enrolled.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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\n\n\nLAUNCH OF NIMRA TOY CENTRE\n<\/span>\n<\/strong><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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The FBLT program aims to empower home-based workers by providing them with the\u00a0<\/span>tools to grow their businesses, generate sustainable income, and improve their\u00a0<\/span>livelihoods. Nazli’s participation in the program, particularly the Foundation Level\u00a0<\/span>Training, equipped her with a comprehensive understanding of running a successful\u00a0<\/span>business. Encouraged by this newfound knowledge, she officially launched \u2018Nimra Toy\u00a0<\/b><\/span>Centre\u2019\u00a0<\/b><\/span>, marking the beginning of a remarkable entrepreneurial journey.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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\n\n\nPARTNERING FOR SUCCESS\n<\/span>\n<\/strong><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Despite initially attempting to sell her dolls online, Nazli faced challenges with low sales.\u00a0<\/span>Drawing on her Foundation Level Training, she recognised the importance of adapting her\u00a0<\/span>sales strategy and explore partnerships as a means to secure bulk orders.<\/span><\/p>

Nazli collaborated with several toy shops in key markets, supplying her products in bulk once a week.\u00a0<\/span>This strategic move not only increased her sales but also allowed her to profit from the higher\u00a0<\/span>volume of sales through these established channels.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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IMPORTANT TRAINING LESSONS<\/span><\/strong><\/strong><\/strong>\u00a0<\/strong><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\u00a0Through Foundation Level Training, Nazli learned the importance of setting rightful prices for her <\/span>products. This not only ensures that she receives fair compensation for her efforts but also helps her\u00a0<\/span>maintain a sustainable business model in the long run.Furthermore, she understands the importance of\u00a0<\/span>adaptability and flexibility in response to market fluctuations. She realizes that as market conditions\u00a0<\/span>change, she must be willing to adjust her prices accordingly to remain competitive and sustain her\u00a0<\/span>business growth.<\/span><\/p>

Another key lesson Nazli learned was the importance of effective communication and building long-term relationships with partners and clients. By understanding their needs and preferences, she can tailor her products and services to better meet their expectations<\/span>,fostering loyalty and trust.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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\n\nTHE FINANCIAL SUPPORT<\/span><\/strong><\/strong>\n\n<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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With the increasing demand for her dolls, Nazli quickly realized that a single sewing machine was\u00a0<\/span>insufficient to meet her production needs. Recognizing this challenge, she turned to the FBLT\u00a0<\/span>project for support. Through HBL Microfinance Bank, Nazli secured a loan of PKR 70,000, which\u00a0<\/span>she used to purchase a juki machine, materials for doll-making, and to hire local women from her\u00a0<\/span>community to assist in stitching dolls. To manage larger orders, which sometimes required up to\u00a0<\/span>80 dolls per week, Nazli allocated tasks among her team of workers and paid them per piece.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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\n\n \n\nA WHOLE NEW BEGINNING<\/span><\/strong><\/strong>\n\n<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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As a result of these strategic investments, Nazli and her husband have seen a significant increase in their\u00a0<\/span>monthly income, which now ranges between PKR 60,000-70,000. After covering their expenses, which\u00a0<\/span>amount to PKR 40,000-45,000 per month, they are able to save around PKR 20,000 or more. Nazli’s\u00a0<\/span>individual profit from her business amounts to PKR 20,000 per month after deducting all expenses.\u00a0<\/span>Looking ahead, she has set her sights on securing a bright future for her three daughters, expressing her\u00a0<\/span>determination to save enough for their weddings.<\/span><\/p>

In the future, she aspires to expand her business by acquiring additional machines or employing more\u00a0<\/span>women as assistants. They would work from home and help her fulfil large orders promptly. This\u00a0<\/span>initiative would not only improve her family’s life but also empower other women in the community to\u00a0<\/span>achieve financial independence, contributing to the economic advancement and prosperity of all. <\/span><\/p>

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NIMRA TOY CENTRE, LAHORE, PAKISTAN – CONTACT: 0309 4399164
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FBLT Success Stories NAZLI NADEEM NIMRA TOY CENTRE NAZLI NADEEM When Nazli Nadeem married Nadeem Hussain, he owned a small toy business, producing toys for children. However, shortly after their marriage, […]<\/p>\n","protected":false},"author":2,"featured_media":5900,"comment_status":"open","ping_status":"closed","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"_price":"","_stock":"","_tribe_ticket_header":"","_tribe_default_ticket_provider":"","_tribe_ticket_capacity":"0","_ticket_start_date":"","_ticket_end_date":"","_tribe_ticket_show_description":"","_tribe_ticket_show_not_going":false,"_tribe_ticket_use_global_stock":"","_tribe_ticket_global_stock_level":"","_global_stock_mode":"","_global_stock_cap":"","_tribe_rsvp_for_event":"","_tribe_ticket_going_count":"","_tribe_ticket_not_going_count":"","_tribe_tickets_list":"[]","_tribe_ticket_has_attendee_info_fields":false,"footnotes":"","_tec_slr_enabled":"","_tec_slr_layout":""},"categories":[48],"tags":[],"class_list":["post-5899","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fblt-success-stories"],"ticketed":false,"_links":{"self":[{"href":"https:\/\/mahmoodtariq.com\/hnp\/wp-json\/wp\/v2\/posts\/5899","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mahmoodtariq.com\/hnp\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mahmoodtariq.com\/hnp\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mahmoodtariq.com\/hnp\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/mahmoodtariq.com\/hnp\/wp-json\/wp\/v2\/comments?post=5899"}],"version-history":[{"count":8,"href":"https:\/\/mahmoodtariq.com\/hnp\/wp-json\/wp\/v2\/posts\/5899\/revisions"}],"predecessor-version":[{"id":5916,"href":"https:\/\/mahmoodtariq.com\/hnp\/wp-json\/wp\/v2\/posts\/5899\/revisions\/5916"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mahmoodtariq.com\/hnp\/wp-json\/wp\/v2\/media\/5900"}],"wp:attachment":[{"href":"https:\/\/mahmoodtariq.com\/hnp\/wp-json\/wp\/v2\/media?parent=5899"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mahmoodtariq.com\/hnp\/wp-json\/wp\/v2\/categories?post=5899"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mahmoodtariq.com\/hnp\/wp-json\/wp\/v2\/tags?post=5899"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}